Cell charges

If you buy something using your cell phone, you may end up in a quagmire of regular charges. PC World did an article on various regular charges that started showing up after someone bought a ring tone or wallpaper and how hard it is to get these off your monthly bills. Click here for the article. You can turn off the ability to use your phone to buy extras. When you have multi-phone accounts with kids or employees, you should do this. There is a new service to allow you to waive certain phones over a store checkout machine and charge other things to your cell bill. You should keep things segregated and avoid this. It is easier to deal with a bad charge on your credit card bill and you have more consumer rights.